Loans | Sukanya Fintech — Bangalore
All Loan Products

Every loan you need, one trusted partner.

Compare rates, tenure, and eligibility across home, personal, business, vehicle, gold, education, and government-backed loans — guided by one dedicated advisor.

Check My Eligibility
15Loan Products
50+Banks & NBFC Partners
4Step Process
1Dedicated Advisor
Sukanya Fintech — loan advisory team at work
Why Compare Through Us

One advisor, every bank compared for you

Applying to one bank means accepting whatever rate and terms it offers. We compare your profile across 50+ banks and NBFCs first, then bring you the best-fit option — with every fee disclosed upfront.

The same advisor manages your case from the first enquiry to disbursal, so you're never re-explaining your situation to a new person at every step.

Rates compared across our full banking network
Eligibility checked before you formally apply
One advisor coordinates documentation and disbursal
Check My Eligibility
Loan Categories

Fifteen products across four categories

Every loan on this page falls into one of these groups — jump to the full list below for complete details.

Personal & Retail

Personal Loan, Gold Loan, Education Loan, and Micro Loan for individual needs.

Home & Property

Home Loan and Loan Against Property, both backed by long tenure and competitive rates.

Vehicle Loans

New Car, Used Car, Two-Wheeler, and Tractor loans for every kind of vehicle purchase.

Business & Government

Business Loan, MSME, OD, CC, and subsidised Government Yojana schemes.

Loan Products

Find the right loan for your need

Every product below is backed by multi-bank comparison, disclosed fees, verified eligibility criteria, and end-to-end filing support. Click any loan to see full details.

Finance your new home purchase, construction, or renovation with long tenure and competitive rates across our banking network. Your advisor handles valuation, legal checks, and disbursal coordination end-to-end.

Key Features
Up to 90% of property value financed
Balance transfer with top-up available
Tax benefits under Section 80C & 24(b)
Eligibility Criteria
Age 21–65 years at loan maturity
Stable income source (salaried or self-employed)
CIBIL score of 700 or above preferred
8.5%–9.5%Interest Rate
₹5 CrMax Amount
30 YrsMax Tenure
0.5%Processing Fee
Documents Required
ID & Address Proof Income Proof / ITR Property Documents 6-Month Bank Statement
Our Rate
8.5%
Market Avg.
9.8%
Apply for Home Loan

Quick, unsecured funding for medical emergencies, travel, weddings, or any personal requirement — approved and disbursed within days, no collateral needed.

Key Features
No collateral or guarantor required
Disbursal within 24–48 hours
Flexible tenure from 12 to 60 months
Eligibility Criteria
Age 21–58 years
Minimum monthly income ₹15,000
CIBIL score of 650 or above
10.5%–16%Interest Rate
₹40 LMax Amount
5 YrsMax Tenure
1%–2%Processing Fee
Documents Required
ID & Address Proof Salary Slips (3 Months) 6-Month Bank Statement
Our Rate
10.5%
Market Avg.
13.5%
Apply for Personal Loan

Fund inventory, expansion, machinery, or working capital gaps with repayment structured around your business cash flow.

Key Features
Collateral-free options up to ₹50 L
Flexible repayment aligned to revenue cycle
Top-up available after 12 months
Eligibility Criteria
Business vintage of 2+ years
Profitable in the last 2 financial years
CIBIL score of 700 or above
11%–18%Interest Rate
₹2 CrMax Amount
7 YrsMax Tenure
1%–2.5%Processing Fee
Documents Required
KYC Documents Business Registration ITR & GST Returns 12-Month Bank Statement
Our Rate
11%
Market Avg.
15%
Apply for Business Loan

Leverage residential or commercial property you already own for large-ticket funding at home-loan-like interest rates.

Key Features
Funding up to 65% of property value
Usable for business or personal purposes
Longer tenure keeps EMIs manageable
Eligibility Criteria
Clear, marketable property title
Age 21–65 years
Stable, verifiable income source
9%–12%Interest Rate
₹5 CrMax Amount
15 YrsMax Tenure
0.75%–1.5%Processing Fee
Documents Required
ID & Address Proof Income Proof / ITR Property Title Documents
Our Rate
9%
Market Avg.
11.5%
Apply for LAP

Drive home a new car with fast approval and financing that covers on-road price, accessories, and insurance.

Key Features
Up to 100% on-road price financed
Same-day approval for salaried applicants
No prepayment penalty after 6 EMIs
Eligibility Criteria
Age 21–60 years
Minimum monthly income ₹20,000
Salaried or self-employed with proof of income
8.5%–10.5%Interest Rate
₹1 CrMax Amount
7 YrsMax Tenure
0.5%–1%Processing Fee
Documents Required
ID & Address Proof Income Proof Vehicle Quotation
Our Rate
8.5%
Market Avg.
10.2%
Apply for New Car Loan

Affordable financing for pre-owned cars up to 10 years old, with quick valuation and RC transfer support.

Key Features
Funding up to 80% of vehicle valuation
RC transfer & hypothecation support
Fast valuation, disbursal in 2–3 days
Eligibility Criteria
Age 21–60 years
Minimum monthly income ₹18,000
Vehicle age under 10 years at loan maturity
11%–14%Interest Rate
₹25 LMax Amount
5 YrsMax Tenure
1%–2%Processing Fee
Documents Required
ID & Address Proof Income Proof Vehicle RC & Valuation Report
Our Rate
11%
Market Avg.
13.8%
Apply for Used Car Loan

Same-day approval for bikes and scooters, with minimal documentation and a low down payment requirement.

Key Features
Minimal down payment, starting 10%
Same-day approval at point of purchase
Available for students with a guarantor
Eligibility Criteria
Age 18 years and above
Minimum monthly income ₹10,000
Salaried, self-employed, or student with guarantor
9.5%–13%Interest Rate
₹3 LMax Amount
4 YrsMax Tenure
1%–2%Processing Fee
Documents Required
ID & Address Proof Income Proof Vehicle Quotation
Our Rate
9.5%
Market Avg.
12%
Apply for Two-Wheeler Loan

Purchase new or used tractors and farm equipment, with repayment schedules aligned to harvest and sowing cycles.

Key Features
Seasonal / harvest-linked repayment option
Covers tractor, trailer, and implements
Subsidy linkage available under Kisan schemes
Eligibility Criteria
Land ownership or lease documentation
Age 21–65 years
Verifiable agricultural income
9%–12%Interest Rate
₹25 LMax Amount
9 YrsMax Tenure
1%Processing Fee
Documents Required
ID & Address Proof Land Ownership Documents Income Proof
Our Rate
9%
Market Avg.
11.5%
Apply for Tractor Loan

Unlock funds against gold jewellery within hours, with secure vault storage and transparent, per-gram valuation.

Key Features
Disbursal within 1–2 hours
No income proof required
Insured, secure storage of pledged gold
Eligibility Criteria
Age 18 years and above
Ownership of gold jewellery (18–22 karat)
No minimum income requirement
7%–11%Interest Rate
₹50 LMax Amount
3 YrsMax Tenure
0.25%–1%Processing Fee
Documents Required
ID & Address Proof Gold Ownership
Our Rate
7%
Market Avg.
10%
Apply for Gold Loan

Fund tuition, living costs, and travel for higher education in India or abroad, with a moratorium period during the course.

Key Features
Moratorium until course completion + 6–12 months
Covers tuition, hostel, and travel costs
Interest subsidy schemes for eligible students
Eligibility Criteria
Confirmed admission letter from recognised institution
Co-applicant (parent or guardian) required
Consistent academic record
8.5%–11%Interest Rate
₹1.5 CrMax Amount
15 YrsMax Tenure
Nil–1%Processing Fee
Documents Required
ID & Address Proof Admission Letter Co-Applicant Income Proof
Our Rate
8.5%
Market Avg.
10.5%
Apply for Education Loan

Subsidised, government-backed schemes for first-time entrepreneurs, farmers, and home buyers — with margin-money support and reduced interest burden.

35%
Up to 35% subsidyMargin-money support across PMEGP, PM Mudra Yojana, PMAY, and Kisan Credit Card schemes.
Eligibility Criteria
First-time entrepreneur (for PMEGP)
Age 18–45 years for most schemes
Project cost within scheme-defined limits
No prior loan default history
35%Max Subsidy
₹50 LMax Amount
7 YrsMax Tenure
NilProcessing Fee
Documents Required
ID & Address Proof Project Report / Business Plan Category Certificate (if applicable)
Check My Yojana Eligibility

A flexible loan line covering equipment purchase, expansion, and general business needs for registered MSMEs.

Key Features
Flexible end-use, no fixed purpose restriction
Udyam-registered businesses get priority processing
CGTMSE collateral-free cover available
Eligibility Criteria
Udyam / MSME registration
Business vintage of 1+ year
GST compliance where applicable
9%–16%Interest Rate
₹5 CrMax Amount
10 YrsMax Tenure
1%–2%Processing Fee
Documents Required
Udyam Registration ITR & GST Returns 12-Month Bank Statement
Our Rate
9%
Market Avg.
13.5%
Apply for MSME Loan

Quick, small-value loans for daily business needs and micro-entrepreneurs, with minimal paperwork and group guarantee options.

Key Features
Minimal documentation, fast turnaround
Group-lending guarantee options available
Repeat-borrower rate discounts
Eligibility Criteria
Age 18 years and above
Small business owner or self-employed
No strict credit history requirement
12%–24%Interest Rate
₹2 LMax Amount
3 YrsMax Tenure
1%–3%Processing Fee
Documents Required
ID & Address Proof Business Proof
Our Rate
12%
Market Avg.
18%
Apply for Micro Loan

A revolving credit line against your account, FD, or property — pay interest only on the amount you actually use.

Key Features
Interest charged only on utilised amount
Annually renewable credit limit
Can be secured against FD or property
Eligibility Criteria
Existing banking relationship
Collateral (FD or property) or strong income
Salaried or business applicant
10%–14%Interest Rate
₹1 CrMax Limit
AnnualRenewal
0.5%–1%Processing Fee
Documents Required
KYC Documents Collateral / FD Proof Income Proof
Our Rate
10%
Market Avg.
13%
Apply for OD Loan

Short-term working capital secured against stock and receivables — ideal for trading and manufacturing businesses.

Key Features
Limit linked to stock and receivable value
Annually renewable, revolving limit
Interest charged only on drawn amount
Eligibility Criteria
Registered business entity
1+ year banking relationship
Stock and receivable statements available
10%–15%Interest Rate
₹2 CrMax Limit
AnnualRenewal
0.5%–1%Processing Fee
Documents Required
Business Registration Stock & Receivable Statement 12-Month Bank Statement
Our Rate
10%
Market Avg.
14%
Apply for CC Loan
How It Works

From enquiry to disbursal, in four steps

The same process runs behind every loan product above, regardless of size.

Step 01

Share Requirement

Tell us the loan type and amount you need — we respond promptly, typically within the day.

Step 02

Compare & Recommend

We compare offers across our banking network and recommend the best-fit option for you.

Step 03

Documentation

Your advisor collects and verifies documents, and manages the application end-to-end.

Step 04

Approval & Disbursal

Once approved, funds are disbursed with continued support after the loan is live.

Why Apply With Us

Every loan, backed by the same standard

Multi-Bank Comparison

We compare rates across 50+ banks and NBFCs before recommending a product.

Disclosed Fees

Every processing charge is confirmed in writing before your file moves forward.

One Dedicated Advisor

The same advisor manages your case from application to disbursal.

End-to-End Filing

Documentation, submission, and follow-up are handled on your behalf.

Not sure which loan fits your need?

Share your requirement and a dedicated advisor will recommend the best-fit product within the day.

Talk to an Advisor Call +91 81518 13522